NEW Cloud ERP built for lending businesses

Complete ERP Software for Money Lenders

Manage loans, borrowers, collections, accounting, interest calculations, reports, and reminders — all from one secure cloud platform.

★★★★★
Trusted by 640+ lending businesses
app.moneylendingerp.com/dashboard
Dashboard
Welcome back, Rajesh 👋
All synced
Outstanding
₹12.6L
Collected Today
₹1.84L
Where profit went
Reinvested₹94,376
Withdrawn₹76,000
Loan Disbursed
₹2,50,000
Today's Collection
₹1,84,200
Outstanding Balance
₹12.6L
Active Customers
1,248

Trusted by

Licensed Money Lenders Finance Companies Micro Finance Businesses Collection Agencies NBFC Consultants
Features

Everything your lending business needs

One powerful platform that replaces spreadsheets, registers and disconnected tools — purpose-built for money lenders.

Customer Management

Maintain complete borrower profiles, history and contact details in one place.

Loan Management

Create, disburse and track every loan with full lifecycle visibility.

Interest Calculation

Flat, reducing balance & custom interest models calculated automatically.

EMI Tracking

Auto-generated EMI schedules with due dates, status and overdue alerts.

Daily Collection

Field-friendly daily collection sheets for agents and branches.

Payment Receipts

Instant, branded receipts for every payment — printable or digital.

Loan Documents

Attach signed loan agreements and paperwork to any customer file.

WhatsApp Reminders

Send a payment reminder on WhatsApp in one tap, pre-filled and ready to go.

Overdue Alerts

See every overdue and upcoming due at a glance, sorted for daily follow-up.

KYC Management

Capture and securely store Aadhaar, PAN and other KYC documents.

Document Upload

Attach photos, IDs and signed documents to any customer or loan.

Accounting

Built-in accounting with ledgers, journals and balance tracking.

Cash Book

Real-time cash book showing every inflow and outflow.

Profit & Loss Reports

Real-time profit, capital and cash-flow reports for any period.

Multi User

Add unlimited team members with their own secure logins.

Role Permission

Granular role-based access control for every module.

Branch Management

Run multiple branches with consolidated and branch-level views.

Dashboard Analytics

Live dashboards with KPIs and actionable insights, updated in real time.

Export Excel

Export any list or report to Excel in one click.

Capital & Profit Tracking

Track invested capital, reinvestment and owner drawings automatically.

Audit Logs

Track every action with a complete, timestamped activity trail.

Install as an App

Add MoneyLendingERP to your home screen on Android or iPhone — no app store needed.

Cloud Based

Access your business anywhere, anytime, on any device.

Product Tour

A dashboard your whole team will love

Clean, fast and intuitive. See your entire lending business at a glance.

app.moneylendingerp.com/dashboard
▲ 8.2%
₹0
Today's Collection
▲ 4.1%
0
Active Loans
▼ 2.0%
₹0
Outstanding
▲ 11%
₹0
Net Profit
Profit
₹3,42,000
Interest income₹3,42,000
Expenses₹0
Capital Position
₹32,50,000
Deployed₹26,10,000
Available₹6,40,000
Cash in hand₹6,90,000
Recent Payments
BorrowerAmountStatus
Suresh Kumar₹12,500Paid
Anita Sharma₹8,000Paid
Mohammed Iqbal₹15,200Due
Priya Nair₹6,750Paid
Upcoming Collections
BorrowerDue DateStatus
Vikram Patel30 JunUpcoming
Lakshmi Rao01 JulUpcoming
Deepak Singh28 JunOverdue
Fatima Khan02 JulUpcoming
Why MoneyLendingERP

Built for trust, speed and simplicity

Thousands of lenders choose us because the software just works — and so does our team.

Cloud Based

Access your business from office, home or the field — on any device.

Secure by Design

Encrypted connections, role-based access and full audit trails.

Easy to Use

Clean interface anyone can learn in minutes — no training needed.

Fast Support

Friendly humans on call, chat and email whenever you need help.

Pricing

Simple, transparent pricing

Start free for 14 days. No credit card required. Upgrade anytime.

Starter

For individual lenders getting started.

₹399/month
Billed monthly · 1 branch
  • Up to 50 active loans
  • Customer & loan management
  • EMI tracking & receipts
  • 3 users
  • Email support
  • WhatsApp reminders
Start Free Trial

Professional

For multi-branch lenders & finance companies.

₹999/month
Billed monthly · unlimited branches
  • Unlimited active loans, branches & users
  • Everything in Excecutive
  • Capital & profit tracking
  • Priority support
Start Free Trial

All plans include secure cloud hosting & free updates. Compare full plans →

Industries

Made for every kind of lender

Whatever your lending model, MoneyLendingERP adapts to how you work.

Money Lenders

Licensed individual & private money lenders.

Finance Companies

Consumer & business finance providers.

Gold Loan Businesses

Gold-backed lending with collateral tracking.

Microfinance

Group & individual microloan operations.

Co-operative Societies

Member savings & lending societies.

Private Financiers

Independent financiers managing portfolios.

How It Works

Go live in 5 simple steps

From sign-up to your first report in under an hour.

1

Create Account

Sign up free in seconds — no card needed.

2

Add Customers

Import or add borrowers with KYC details.

3

Create Loan

Set amount, interest & EMI in a few clicks.

4

Collect EMI

Record payments & send instant receipts.

5

Generate Reports

Get real-time insights & profit reports.

Testimonials

Loved by lenders across India

Real businesses, real results with MoneyLendingERP.

"
★★★★★

We replaced three registers and two spreadsheets with MoneyLendingERP. Daily collections that used to take hours now take minutes, and overdue cases dropped sharply.

RS
Rajesh Shah
Owner, Shah Finance · Ahmedabad
"
★★★★★

The WhatsApp reminders alone paid for the software in the first month. Our customers pay on time now, and the reducing-balance interest is always accurate.

AK
Anjali Kulkarni
Director, Pragati Microfinance · Pune
"
★★★★★

Managing four branches from one dashboard is a game-changer. Role permissions keep data safe and the reports give me a clear picture of profitability every day.

MV
Mohan Verma
MD, Verma Capital Services · Jaipur
FAQ

Frequently asked questions

Everything you need to know about MoneyLendingERP.

Yes. Your data lives on secure, access-controlled cloud servers with role-based permissions, so only the right people on your team can see or change it. Your data is yours — we never share or sell it.

Yes. The Excecutive plan supports up to 5 branches and the Professional plan supports unlimited branches, each with its own staff, roles and permissions.

Yes. Every overdue and upcoming due is listed for you, and you can send a WhatsApp reminder to any customer in one tap — pre-filled with their name, amount and due date, ready to send.

Yes. Choose a flat monthly rate or a percentage on the outstanding balance (which shrinks automatically as principal is repaid) — for either daily or monthly loans. All interest and schedules are calculated for you.

Yes — every plan includes email support, and Professional customers get priority support with faster response times.

No installation needed. MoneyLendingERP is 100% cloud-based and runs in any modern web browser on desktop, tablet or mobile.

Yes. Our team will personally help you set up your account and enter your existing customers, loans and opening balances so you start with accurate numbers from day one.

Yes. Every new account gets a 14-day free trial with full features — no credit card required. Upgrade only when you're ready.

Yes. Every collection generates an instant, printable receipt, and you can attach signed loan agreements and other paperwork directly to a customer's file.

Your data always belongs to you. You can export your loans, collections and customers to Excel/CSV at any time, and we retain your data securely for a grace period before deletion.

Yes. Whether you call it sahukari software, a vyaj khata / byaj khata app, an udhaar register, or simply money lending software — if you're lending money privately and tracking principal, kisti and interest, MoneyLendingERP is built for exactly that. It replaces the paper khata with a proper loan management system: automatic interest calculation, daily collection sheets, receipts and reminders, whatever term you search for it by.
Get in touch

Request a free demo

See MoneyLendingERP in action. Tell us about your business and our team will set you up with a personalised demo and free trial.

  • Personalised 1-on-1 product walkthrough
  • Free onboarding & data migration guidance
  • No obligation — cancel anytime
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